Compare auto insurance rates from several top insurance companies and find the cheapest car insurance quotes in the state of Alaska in less than 5 minutes. Let CheapQuotesCarInsurance.com teach you everything you need to know about buying affordable auto insurance that fits your budget and your lifestyle. Learn about Alaska minimum car insurance requirements and how the cost of auto insurance in Alaska compares to the cost of auto insurance in other states. We offer top online car insurance comparison tools for Alaska residents. Car insurance rates change every year, so be sure to view quotes from at least two insurance companies and lower your car insurance premiums today.

Alaska Minimum Car Insurance Requirements:

Alaska state law requires that car insurance policies must include a minimum bodily injury liability coverage limit of $50,000 for one person in an accident and $100,000 for all persons injured per accident. The minimum property damage liability coverage limit is $25,000. These minimum coverage limits for Alaska are more commonly listed as 50/100/25. Alaska does not require Uninsured/Underinsured Motorist coverage.

Alaska’s Most Common Car Insurance Coverage

The cheapest Alaska auto insurance policies will only meet the minimum state requirements for insurance coverage, but many customers will want and need more insurance coverage including: coverage for uninsured/underinsured motorists , medical payments, personal injury protection , collision, and comprehensive coverage. Discover which coverage is best for you.

Alaska Car Insurance Laws

Alaska is NOT a no-fault state but rather follows a Tort system. This means that the driver who is at-fault in the accident and the at-fault driver’s insurance company pays the victim’s medical expenses. Also, the victim has the option to file a claim against the at-fault driver for additional and related damages including lost wages and pain and suffering.

Average cost of Car Insurance in Alaska

The National Association of Insurance Commissioners (NAIC) and the Insurance Information Institute (I.I.I.) provide data about car insurance premiums for all 50 states. Alaska residents spend an average of $923 per year for car insurance (liability coverage). Alaska ranks as the 40th cheapest state to buy auto insurance. The national average is $811 per year for car insurance (liability coverage). In 2010, Alaska car insurance premiums have decreased slightly compared to 2009. Now is the time to compare auto insurance rates from multiple providers to lower your car insurance premiums.

We offer local car insurance quotes available in all of Alaska including:

Anchorage
College
Fairbanks
Juneau
Kenai
Ketchikan
Knik-Fairview
Kodiak
Lakes
Sitka

Insurance companies weigh the factors that affect your car insurance rates differently so everyone’s rates will be different for each company. Smart auto insurance shoppers will compare quotes from several car insurance companies to find the cheapest car insurance quote possible.

CheapQuotesCarInsurance.com has partnered with top insurance companies like Geico, Nationwide, AllState, Esurance, Liberty Mutual, and Travelers to provide our customers with affordable quotes from highly reputable insurance providers. Enter your zip code and answer several general questions about your driving history to compare Alaska auto insurance rates and save money on your auto insurance premiums.

To contact Alaska’s Department of Insurance:

dced.state.ak.us/insurance

Mailing Address
Juneau Office
Alaska Division of Insurance
9th Floor, State Office Building
333 Willoughby Avenue
P.O. Box 110805
Juneau, AK 99811-0805

Phone number
(907) 465-2515

Fax number
(907) 465-3422

Anchorage Office
Alaska Division of Insurance
3601 C Street, Suite 1324
Anchorage, AK 99503-5948

Phone number
(907) 269-7900

Fax number
(907) 269-7910