Compare car insurance quotes from several top insurance companies and find the cheapest auto insurance rates in the state of California in less than 5 minutes. Let CheapQuotesCarInsurance.com teach you everything you need to know about buying affordable car insurance that fits your budget and your lifestyle. Learn about California minimum car insurance requirements and how the cost of auto insurance in California compares to the cost of auto insurance in other states. We offer top online car insurance comparison tools for California residents. Car insurance rates change every year, so be sure to view quotes from at least two insurance companies and lower your car insurance premiums today.

California Minimum Car Insurance Requirements:

California state law requires that car insurance policies must include a minimum bodily injury liability coverage limit of $15,000 for one person in an accident and $30,000 for all persons injured per accident. The minimum property damage liability coverage limit is $5,000. These minimum coverage limits for California are more commonly listed as 15/30/25. California does not require Uninsured/Underinsured Motorist coverage.

California’s Most Common Car Insurance Coverage

The cheapest California auto insurance policies will only meet the minimum state requirements for insurance coverage, but many customers will want and need more insurance coverage including: coverage for uninsured/underinsured motorists , medical payments, personal injury protection , collision, and comprehensive coverage. Discover which coverage is best for you.

California Auto Insurance Laws

California is NOT a no-fault state but rather follows a Tort system. This means that the driver who is at-fault in the accident and the at-fault driver’s insurance company pays the victim’s medical expenses. Also, the victim has the option to file a claim against the at-fault driver for additional and related damages including lost wages and pain and suffering.

Average cost of Car Insurance in California

The National Association of Insurance Commissioners (NAIC) and the Insurance Information Institute (I.I.I.) provide data about car insurance premiums for all 50 states. California residents spend an average of $800 per year for car insurance (liability coverage). California ranks as the 32nd cheapest state to buy auto insurance. The national average is $811 per year for car insurance (liability coverage). In 2010, California car insurance premiums have decreased slightly compared to 2009. Now is the time to compare auto insurance rates from multiple providers to lower your car insurance premiums.

We offer local auto insurance quotes available in all of California including:

Anaheim
Antioch
Bakersfield
Berkeley
Burbank
Chula Vista
Concord
Corona
Costa Mesa
Downey
El Monte
Elk Grove
Escondido
Fairfield
Fontana
Fremont
Fresno
Fullerton
Garden Grove
Glendale
Hayward
Huntington Beach
Inglewood
Irvine
Lancaster
Long Beach
Los Angeles
Modesto
Moreno Valley
Norwalk
Oakland
Oceanside
Ontario
Orange
Oxnard
Palmdale
Pasadena
Pomona
Rancho Cucamonga
Richmond
Riverside
Roseville
Sacramento
Salinas
San Bernardino
San Buenaventura
San Diego
San Francisco
San Jose
Santa Ana
Santa Clara
Santa Clarita
Santa Rosa
Simi Valley
Stockton
Sunnyvale
Thousand Oaks
Torrance
Vallejo
Visalia
West Covina

Insurance companies weigh the factors that affect your car insurance rates differently so everyone’s rates will be different for each company. Smart auto insurance shoppers will compare quotes from several car insurance companies to find the cheapest car insurance quote possible.

CheapQuotesCarInsurance.com has partnered with top insurance companies like Geico, Nationwide, AllState, Esurance, Liberty Mutual, and Travelers to provide our customers with affordable quotes from highly reputable insurance providers. Enter your zip code and answer several general questions about your driving history to compare California auto insurance rates and save money on your auto insurance premiums.

To contact California’s department of Insurance:

insurance.ca.gov

Mailing Address
California Department of Insurance
Consumer Services Division
300 South Spring Street, South Tower
Los Angeles, CA 90013

Phone number
(213) 897-8921

Fax number
(916) 445-6552