Who doesn’t love a good discount? Auto insurance discounts are a terrific way to reduce your car insurance premiums. There are numerous discounts offered by automobile insurance companies that can save you money, month after month, year after year. The best part is that with many of the discounts that are available, there isn’t much that you have to do in order to become qualified. Check out the list of discounts offered by auto insurance companies and start saving today!
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Safety Features
Auto insurance companies will reward drivers that have certain safety features installed in their cars. Check to see if your car has anti-lock brakes (also known as ABS), passive restraints (seat belts), anti-theft devices, air bags (driver and passenger side), and daytime running lights.If you car comes equipped with some or all of these features, you could save some major cash on car insurance.
Good Driver Discount
Most car insurance companies will reward drivers who have gone a few years without having an accident. Typically, rewards are offered after three years of accident-free driving, with bigger discounts available after five years. These discounts can be significant – between 10% and 25% depending on the insurer.
Good Student Discount
It pays to pay attention in class for young drivers. If a student driver maintains at least a B average in school, they are eligible for a discount. Also, note this discount isn’t just for high schoolers; it can apply to college students as well. Being a good student can lead to some serious savings – up to 25% with some insurance companies.
Driver Education Course
If a driver successfully completes a certified driver education course, they are eligible for a discount.
Defense Driving Class
You can save cash by going back to school. Defensive driving school, that is. You may have to invest eight hours of your time, but in exchange car insurance companies give discounts. Restrictions may apply, however. The class has to be state approved, and can’t be court ordered.
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Multi-Car Discounts
If you insure more than one car with an insurer, you may be eligible for savings. Some companies will deduct as much as 25% off your premium if you decide to insure more than vehicle with them.
Multi-Line Discounts
In addition to giving discounts for insuring more than one car, auto insurance companies also offer incentives for customers to purchase more than one type of insurance. These are known as “multi-line” discounts, and the more you insure, the more you save. For instance, if you carry both auto and home insurance with the same insurance company, you qualify for a multi-line discount.
As demonstrated above, it’s not hard to find ways to save money on your car insurance. Make sure to check if you are eligible for the discounts above, and reduce your car insurance rates. And of course to maximize your savings, get multiple online quotes here at Cheap Quotes Car Insurance!