Compare car insurance quotes from several top insurance companies and find the cheapest rates in the state of Florida in less than 5 minutes. Let CheapQuotesCarInsurance.com teach you everything you need to know about buying affordable auto insurance that fits your budget and your lifestyle. Learn about Florida minimum car insurance requirements and how the cost of auto insurance in Florida compares to the cost of auto insurance in other states. We offer top online car insurance comparison tools for Florida residents. Car insurance rates change every year, so be sure to view quotes from at least two insurance companies and lower your car insurance premiums today.

Florida Minimum Car Insurance Requirements:

Florida state law requires minimum coverage of $10,000 for personal injury protection (PIP) and $10,000 for property damage liability. Florida does not require Bodily Injury coverage or uninsured/underinsured motorists coverage.

Florida’s Most Common Car Insurance Coverage

*Florida law specifies requirements for each: allowable expense, work loss, necessary services, survivor's loss and funeral expenses.

The cheapest Florida auto insurance policies will only meet the minimum state requirements for insurance coverage, but many customers will want and need more insurance coverage including: coverage for bodily injury, uninsured/underinsured motorists , medical payments, collision, and comprehensive coverage. Discover which coverage is best for you.

Florida Auto Insurance Laws

Florida is a no fault insurance state. This means that each person’s insurance company covers their medical, lost wages, and funeral expenses that result from an accident regardless of who was at fault. No-fault does not usually apply to property damage, so you may collect expenses either from your own insurance company or the other driver’s insurance company if the other driver is at fault.

Average cost of Car Insurance in Florida

The National Association of Insurance Commissioners (NAIC) and the Insurance Information Institute (I.I.I.) provide data about car insurance premiums for all 50 states. Florida residents spend an average of $1043 per year for car insurance (liability coverage). Florida ranks as the 47th cheapest state to buy auto insurance. The national average is $811 per year for car insurance (liability coverage). In 2010, Florida car insurance premiums have decreased slightly compared to 2009. Now is the time to <compare auto insurance rates from multiple providers to lower your car insurance premiums.

We offer local car insurance quotes available in all of Florida including:
Cape Coral
Clearwater
Coral Springs
Fort Lauderdale
Gainesville
Hialeah
Hollywood
Jacksonville
Miami
Miami Gardens
Miramar
Orlando
Pembroke Pines
Port St. Lucie
St. Petersburg
Tallahassee
Tampa

Insurance companies weigh the factors that affect your car insurance rates differently so everyone’s rates will be different for each company. Smart auto insurance shoppers will compare quotes from several car insurance companies to find the cheapest car insurance quote possible. CheapQuotesCarInsurance.com has partnered with top insurance companies like Geico, Nationwide, AllState, Esurance, Liberty Mutual, and Travelers to provide our customers with affordable quotes from highly reputable insurance providers. Enter your zip code and answer several general questions about your driving history to compare Florida auto insurance rates and save money on your auto insurance premiums.

To contact Florida’s department of Insurance:

myfloridacfo.com

Mailing Address
Florida Department of Financial Services
200 East Gaines Street
Tallahassee, FL 32399-0300 Florida

Phone number
(850) 413-3100