Compare car insurance quotes from several top insurance companies and find the cheapest auto insurance rates in the state of Oklahoma in less than 5 minutes. Let CheapQuotesCarInsurance.com teach you everything you need to know about buying affordable auto insurance that fits your budget and your lifestyle. Learn about Oklahoma minimum car insurance requirements and how the cost of auto insurance in Oklahoma compares to the cost of auto insurance in other states. We offer top online car insurance comparison tools for Oklahoma residents. Car insurance rates change every year, so be sure to view quotes from at least two insurance companies and lower your car insurance premiums today.

Oklahoma Minimum Car Insurance Requirements:

Oklahoma state law requires that car insurance policies must include a minimum bodily injury liability coverage limit of $25,000 for one person in an accident and $50,000 for all persons injured per accident. The minimum property damage liability coverage limit is $25,000. These minimum coverage limits for Oklahoma are more commonly listed as 25/50/25. Oklahoma does not require Uninsured/Underinsured Motorist coverage.

Oklahoma’s Most Common Car Insurance Coverage

The cheapest Oklahoma auto insurance policies will only meet the minimum state requirements for insurance coverage, but many customers will want and need more insurance coverage including: coverage for uninsured/underinsured motorists, medical payments, personal injury protection, collision, and comprehensive coverage. Discover which coverage is best for you.

Oklahoma Auto Insurance Laws

Oklahoma is NOT a no-fault state but rather follows a Tort system. This means that the driver who is at-fault in the accident and the at-fault driver’s insurance company pays the victim’s medical expenses. Also, the victim has the option to file a claim against the at-fault driver for additional and related damages including lost wages and pain and suffering.

Average cost of Car Insurance in Oklahoma

The National Association of Insurance Commissioners (NAIC) and the Insurance Information Institute (I.I.I.) provide data about car insurance premiums for all 50 states. Oklahoma residents spend an average of $646 per year for car insurance (liability coverage). Oklahoma ranks as the 13th cheapest state to buy auto insurance. The national average is $811 per year for car insurance (liability coverage). In 2010, Oklahoma car insurance premiums have decreased slightly compared to 2009. Now is the time to compare auto insurance rates from multiple providers to lower your car insurance premiums.

We offer local car insurance quotes available in all of Oklahoma including:
Broken Arrow
Edmond
Enid
Lawton
Midwest City
Moore
Norman
Oklahoma City
Stillwater
Tulsa

Insurance companies weigh the factors that affect your car insurance rates differently so everyone’s rates will be different for each company. Smart auto insurance shoppers will compare quotes from several car insurance companies to find the cheapest car insurance quote possible. CheapQuotesCarInsurance.com has partnered with top insurance companies like Geico, Nationwide, AllState, Esurance, Liberty Mutual, and Travelers to provide our customers with affordable quotes from highly reputable insurance providers. Enter your zip code and answer several general questions about your driving history to compare Oklahoma auto insurance rates and save money on your auto insurance premiums.

To contact Oklahoma’s department of Insurance:

ok.gov/oid
Mailing address:
P.O. Box 53408
Oklahoma City, OK 73152-3408

Street Address
2401 NW 23 Street, Suite 28
Oklahoma City, OK 73107

Phone number
(405) 521-2686

Fax number
(405) 521-6635