Compare car insurance quotes from several top insurance companies and find the cheapest auto insurance rates in the state of Oregon in less than 5 minutes. Let CheapQuotesCarInsurance.com teach you everything you need to know about buying affordable auto insurance that fits your budget and your lifestyle. Learn about Oregon minimum car insurance requirements and how the cost of auto insurance in Oregon compares to the cost of auto insurance in other states. We offer top online car insurance comparison tools for Oregon residents. Car insurance rates change every year, so be sure to view quotes from at least two insurance companies and lower your car insurance premiums today.

Oregon Minimum Car Insurance Requirements:

Oregon state law requires that car insurance policies must include a minimum bodily injury liability coverage limit of $25,000 for one person in an accident and $50,000 for all persons injured per accident. The minimum property damage liability coverage limit is $20,000. These minimum coverage limits for Oregon are more commonly listed as 25/50/20. Oregon requires Uninsured/Underinsured Motorist coverage with minimum limits of $25,000 for one person in an accident and $50,000 for all persons injured per accident for any bodily injury caused by an uninsured or underinsured driver. Oregon law also requires minimum Personal Injury Protection coverage of $15,000.

Oregon’s Most Common Car Insurance Coverage

The cheapest Oregon auto insurance policies will only meet the minimum state requirements for insurance coverage, but many customers will want and need more insurance coverage including: collision and comprehensive coverage. Discover which coverage is best for you.

Oregon Auto Insurance Laws

Oregon is NOT a no-fault state but rather follows a Tort system. This means that the driver who is at-fault in the accident and the at-fault driver’s insurance company pays the victim’s medical expenses. Also, the victim has the option to file a claim against the at-fault driver for additional and related damages including lost wages and pain and suffering.

Average cost of Car Insurance in Oregon

The National Association of Insurance Commissioners (NAIC) and the Insurance Information Institute (I.I.I.) provide data about car insurance premiums for all 50 states. Oregon residents spend an average of $723 per year for car insurance (liability coverage). Oregon ranks as the 15th cheapest state to buy auto insurance. The national average is $811 per year for car insurance (liability coverage). In 2010, Oregon car insurance premiums have decreased slightly compared to 2009. Now is the time to compare auto insurance rates from multiple providers to lower your car insurance premiums.

We offer local car insurance quotes available in all of Oregon including:
Beaverton
Bend
Corvallis
Eugene
Gresham
Hillsboro
Medford
Portland
Salem
Springfield

Insurance companies weigh the factors that affect your car insurance rates differently so everyone’s rates will be different for each company. Smart auto insurance shoppers will compare quotes from several car insurance companies to find the cheapest car insurance quote possible. CheapQuotesCarInsurance.com has partnered with top insurance companies like Geico, Nationwide, AllState, Esurance, Liberty Mutual, and Travelers to provide our customers with affordable quotes from highly reputable insurance providers. Enter your zip code and answer several general questions about your driving history to compare Oregon auto insurance rates and save money on your auto insurance premiums.

To contact Oregon’s department of Insurance:

cbs.state.or.us/external/ins

Mailing address:
Oregon Dept. of Consumer and Business Services
Insurance Division
350 Winter St. NE, Room 440
Salem, OR 97310-3883

Phone number
(503) 947-7980

Fax number
(503) 378-4351

Spanish-language number
(800) 843-8086