Roadside coverage is like a lot of the coverages in the world of auto insurance. You don’t really think it about it until you need it. And when you need it, boy, does it come in handy. Imagine this situation. Your tire blows out. It’s half past midnight on a deserted city street. You try in vain to call friends, family, but no one picks up. Sound like fun? We don’t think so either. But this is exactly the moment that the beauty of roadside assistance reveals itself. When you are on that desolate city street in the middle of the night, you will be so happy you carry this coverage.

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What’s Included

Roadside Assistance, sometimes known as Emergency Roadside Assistance, can include the following benefits:

•Towing Costs

•Flat Tire Change – for those of us who can’t do it ourselves

•Battery Jump Start – if you don’t have cables, or no one else is around

•Emergency Fuel Delivery – if you run out of gas or need cooling fluid.

•Locksmith Service – for those moments when you locked the keys in the car.

How Much Does It Cost?

Rates for roadside assistance vary based on your base premium and insurer. Though, for the most part it is inexpensive. One towing charge reimbursement and the coverage has paid for itself for the year.

With this coverage you also buy something else – peace of mind. It’s hard to put a price tag on that. You can’t exactly quantify the expense of having someone there for you when you need them the most. Having your car breakdown in the middle of the night with no one around can make anyone feel desperate and scared. But if you carry roadside assistance coverage you can make sure that help will arrive when you need it the most.

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